About us

Yellow Card is the largest and first licensed stablecoin-based infrastructure provider, operating in 20 African countries and the emerging markets. Our mission is to empower businesses of all sizes, making it easier for them to make international payments, protect their financial assets, manage their treasury function, and access hard currency liquidity.

We are creating “financial infrastructure that works”, disrupting the financial services industry by offering innovative solutions designed to meet the distinct needs of – and real-world challenges faced on a daily basis by – our customers. Leveraging the power of stablecoins pegged 1:1 to the U.S. dollar (e.g., USDC, USDT, and PYUSD), we deliver our innovative solutions through our commercial trading function, our B2B products (i.e., our Payments API and “widget”), and our retail and small business platform.

Reporting to the Group Financial Controller, the Financial Reporting Manager leads the Financial Reporting Team, responsible for ensuring the Group’s external audits are delivered timeously and without qualification. This role will work closely with senior finance leaders, external auditors, and cross-functional stakeholders across the Group to oversee statutory reporting (external audits) for standalone entities and the Group, and provide support on complex accounting matters. In your first 30 days, you will develop a strong understanding of the business and operating model, gain mastery of our systems and controls, and take ownership of the end-to-end month-end close and reporting processes.

Key responsibilities

Duties include, but are not limited to.

Audit & Stakeholder Management

• Lead the Financial Reporting team, responsible for delivering external audits. Act as a key point of contact for external auditors, managing audit deliverables, timelines, and technical discussions.
• Ensure all external audits are completed within deadlines, without qualifications, ensuring sufficient time for statutory and tax filings to be made within deadlines
• Coordinate closely with internal finance teams, tax advisors, and external consultants to ensure smooth audit and reporting outcomes
• Ensure all Financial Statements and supporting subledgers are thoroughly reviewed and reconciled prior to sharing with external auditors
• Proactively review subsidiary and group financial statements and supporting schedules and reconciliations on a quarterly basis to ensure financial information is accurate, supported and audit-ready.

Financial Reporting & Compliance

• Own the preparation and review of statutory standalone and consolidated financial statements for external audit in accordance with IFRS, with exposure to US GAAP reporting requirements where applicable.
• Ensure the accuracy, completeness, and integrity of financial records, supporting schedules, and disclosures across the Group.
• Ensure ongoing compliance with local and international regulatory, accounting, and tax requirements across multiple jurisdictions.
• Ensure any audit findings are reported to the Risk Committee with an action plan for resolution and within set timeframes.
• Ensure all audit adjustments are booked in the ERP and financial statements

Technical Accounting & Advisory

• Lead technical accounting analysis and research on complex and judgmental transactions, including preparation of accounting position papers supported by relevant IFRS / US GAAP literature.
• Advise senior stakeholders on the accounting implications of new products, business models, transactions, and regulatory changes, particularly within financial services / FinTech environments.
• Support the adoption and implementation of new or amended accounting standards.

Tax & Cross-Functional Support

• Identify tax and accounting risks, support tax compliance processes, and collaborate with the Tax Team and specialists to resolve issues efficiently.
• Provide high-quality, responsive finance and accounting support to business units across the Group on ad-hoc and project-based initiatives.

Leadership & Capability Building

• Produce consistently high-quality work while coaching and mentoring junior team members, raising overall technical and execution standards.
• Contribute to a culture of accountability, continuous learning, and performance excellence within the Finance function.

Requirements

• Bachelor’s degree in Accounting, Finance, Tax, or a related discipline.
• CA/ACA/ACCA/ACMA qualification (or equivalent).
• Big 4 audit or advisory experience is mandatory, with demonstrable exposure to complex financial reporting environments.
• Strong hands-on experience preparing and reviewing financial statements under IFRS, with working knowledge of US GAAP.
• Experience in financial services, FinTech, payments, crypto, or other regulated industries.
• Proven experience in group consolidations, multi-entity, and multi-currency reporting.

• Experience in Cryptocurrency, blockchain, or digital assets.
• Prior exposure to remote or globally distributed finance teams.
• ERP experience is essential
• Ability to communicate complex accounting matters clearly and confidently to senior stakeholders.

What We Offer

• Impactful and Purposeful Work: You will be helping to drive financial inclusion across Africa.
• Remote-First Flexibility: We embrace a fully remote work environment.
• Global & Diverse Team: You will have the opportunity to work with talented professionals from 25+ countries across the world, in a multicultural and collaborative environment.
• Learning & Development: Access to resources, support, and autonomy to grow professionally.
• Mental Health Support Services: Your mental well-being matters to us.
• Compensation & Benefits: We offer competitive compensation and meaningful health coverage, and all full-time employees are participants in our stock option plan.

Ready to Join Us?

Are you up for the challenge? Apply today and be part of shaping the future of FinTech. Let's innovate, disrupt, and lead together!